Stop Foreclosure in Maryland with Help from a Knowledgeable Bankruptcy Attorney
If you’re behind on your mortgage and facing the threat of foreclosure in Maryland, you’re not alone—and you’re not without options. At Chambers Law, we understand the stress that comes with missed mortgage payments and the fear of losing your home. Our knowledgeable local foreclosure attorney Maryland can help you evaluate your legal options, including using bankruptcy to stop foreclosure and get back on track.
As a trusted foreclosure law firm, we have helped countless homeowners in Maryland protect their homes and financial future.
How Bankruptcy Can Help You Prevent Foreclosure
When you file for bankruptcy, the court immediately issues an automatic stay—a powerful legal protection that stops foreclosure proceedings and most other collection actions. Whether you’re just a few payments behind or already received a foreclosure sale date, bankruptcy may provide the time and structure you need to save your home. A stop foreclosure attorney can guide you through this process.
Chapter 13 Bankruptcy: Catch Up on Missed Mortgage Payments
Chapter 13 bankruptcy is often the best option for homeowners in Maryland who want to keep their home. It allows you to propose a payment plan to catch up on mortgage arrears (the total amount of missed mortgage payments) over a period of three to five years. This approach prevents foreclosure and gives you a chance to make up for past-due payments while staying current on your mortgage going forward.
Working with an experienced mortgage foreclosure attorney ensures the process is handled efficiently and in your best interest.
Chapter 7 Bankruptcy: Delay Foreclosure and Eliminate Other Debt
While Chapter 7 bankruptcy doesn’t include a repayment plan, it can still temporarily stop foreclosure through the automatic stay, giving you time to explore other options or negotiate with your lender. In some cases, discharging credit card or medical debt through Chapter 7 may free up income to address mortgage payments.
Your foreclosure defense attorney will help you assess if Chapter 7 fits your situation.
Understand Your Rights and Options
Our goal at Chambers Law is to help you make an informed decision. Here’s what you should know about dealing with foreclosure in Maryland:
Legal Process Protection
Foreclosure is a legal process. Lenders must follow state procedures before selling your home.
Defense Strategies
You may have defenses. Errors in the loan, servicing, or foreclosure process may create opportunities to challenge the sale with the help of a real estate foreclosure attorney.
Time-Sensitive Action
Time is critical. The earlier you act, the more options you'll have to prevent foreclosure.
How to Catch Up on Missed Mortgage Payments
Falling behind on your mortgage doesn’t mean you have to lose your home. Filing for Chapter 13 bankruptcy may help you:
- Stop foreclosure immediately
- Structure a payment plan based on your income
- Catch up on mortgage arrears over time
- Protect other property from seizure
At Chambers Law, your dedicated foreclosure lawyer will walk you through how to catch up on your payments in a way that works for you and your family.
Why Choose Chambers Law
Local foreclosure attorney Maryland with deep knowledge of Maryland foreclosure and bankruptcy laws
Knowledgeable bankruptcy and foreclosure home attorney who will explain every step clearly
Affordable fees and payment plans available
Committed to helping you protect your home and get a fresh financial start
Contact Chambers Law Today to Prevent Foreclosure
If you’ve received a notice of foreclosure or are worried about missed mortgage payments, it’s not too late to act. A foreclosure attorney Maryland can help you understand your rights and create a plan to keep your home.
Take the first step toward stability. Chambers Law is here to help you stop foreclosure, get current on your mortgage, and move forward with confidence.
