About Us
Chambers Law Firm, P.C.
- DELIVERING TRUSTED, RESULTS-DRIVEN LEGAL SUPPORT
- PRIORITIZING CLIENT NEEDS WITH COMPASSION & CARE
- SERVING MARYLAND WITH HONESTY AND INTEGRITY
Welcome to Chambers Law Firm, PC: Trusted & Affordable Bankruptcy Attorney
Chambers Law Firm, P.C. – your trusted attorneys serving Maryland. As the best law firm in the region, we offer expert legal services in Bankruptcy law. Our team is dedicated to providing personalized, results-driven solutions while upholding professionalism and integrity. At Chambers Law Firm, PC, we prioritize your needs and work diligently to achieve the best outcomes for your case. Contact us today for reliable and compassionate legal representation.
Our Story
Chambers Law Firm, PC was established in 2019 by Timothy Chambers, an Iraq War veteran with a passion for service, integrity, and excellence. These principles, forged during Timothy’s military service, remain at the core of our practice. With offices in Annapolis, Maryland we are committed to providing accessible legal support to individuals in these vibrant communities. Our dedication to quality representation has made us a beacon of hope for clients facing financial and legal difficulties.
Meet Our Founder: Timothy Chambers, Esq.
Timothy Chambers is a fierce advocate and seasoned legal strategist, bringing the grit and resolve forged during his service in the United States Air Force enlisted ranks to his work in consumer bankruptcy law. Like a determined non-commissioned officer leading from the front lines, Timothy navigates the legal field with unyielding commitment, heading Chambers Law from his office in Annapolis, Maryland. His mission is to stand beside individuals overwhelmed by financial challenges, guiding them through the intricacies of Chapter 7 and Chapter 13 bankruptcy so they can regain control and start anew.
Educated at Rowan University, and the Duncan School of Law, Timothy approaches each case with the insight and tenacity of a dedicated attorney, offering a flat-fee structure and free consultations to ensure accessible support. Whether he’s helping clients rebuild credit, reduce vehicle payments, or safeguard security clearances, Timothy is a relentless ally in the fight for financial freedom, reshaping futures with integrity and purpose, one case at a time.
His commitment to serving his community is commendable, evident through his consistent pro bono legal work that led to recognition as a Lawyer for Justice by the Tennessee Supreme Court for five consecutive years. Renowned for his oral advocacy skills, meticulous attention to detail, integrity, and exceptional work ethic, Timothy focuses consumer bankruptcy and student loan law. His expertise in the field of student loan law has garnered national attention, with his clients featured in esteemed publications such as the BBC Business Journal and USA Today.
Timothy Chambers is not just an attorney; he’s an awesome advocate for justice and a seasoned legal strategist. Drawing on the grit and discipline honored during his service in the U.S. Air Force, Timothy approaches each case with determination, empathy, and precision.

Military Background
Before embarking on his legal career, Timothy served as a Staff Sergeant in the U.S. Air Force. During his enlistments, he completed multiple deployments and earned awards, including:
- New Jersey Distinguished Service Medal.
- Air Force Commendation Medal.
- Iraq Campaign Medal.
- Humanitarian Service Medal.
Legal Career
Timothy founded Chambers Law Firm to help clients navigate the complexities of consumer bankruptcy law. His expertise extends to Chapter 7 and Chapter 13 cases, where he helps individuals rebuild their financial lives. He is also recognized for his work in student loan law, with his cases featured in publications such as the BBC Business Journal and USA Today.
Education & Professional Accomplishments
Education
- Juris Doctor: Lincoln Memorial University, Duncan School of Law.
- Bachelor of Arts: Rowan University.
Recognition
- Attorney for Justice by the Tennessee Supreme Court (5 consecutive years for pro bono service). Phi Alpha Delta Society of Scholars.
- Timothy’s unwavering commitment to service continues through his extensive pro bono legal work and his focus on providing personalized, and compassionate representation.
Professional Licenses & Memberships
Licenses
- Supreme Court of Maryland
- Supreme Court of Tennessee.
- U.S. District Court for the District of Maryland
- U.S. District Court for the District of East Tennessee.
Memberships
- Maryland State Bar Association.
- Knoxville Bar Association.
- National Consumer Law Center.
- American Bankruptcy Institute.
- Anne Arundel County Bar Association
Our Practice Areas
We offer support to individuals and families dealing with legal matters such as:

Chapter 7 Bankruptcy
your finances!

Chapter 13 Bankruptcy

Wage Garnishment

Foreclosure
Call us for a consultation!
Why Choose Chambers Law Firm?
At Chambers Law, we blend military precision with compassionate advocacy to deliver tailored legal solutions. Veteran-owned and client-focused, we offer accessible services with flat-fee pricing and free consultations. Renowned for integrity, expertise, and results, we are helping bankruptcy law, standing as a trusted ally in your pursuit of financial freedom and legal clarity.

Empathetic Advocacy
We focus on providing supportive and empathetic services to clients.

Client-Focused
Dedicated to understanding and meeting the unique needs of clients.

Accessible Services
Offering services that are easy to access and understand.

Flat-Fee Pricing
Transparent pricing with no hidden fees, ensuring clients know costs upfront.

Expertise in Bankruptcy Law
Specialized in bankruptcy law, offering in-depth knowledge and solutions.

Commitment to Results
Proven track record of achieving positive outcomes for clients.
Reviews From Our Client
William Males2025-04-23Trustindex verifies that the original source of the review is Google. Tim was great, very knowledgeable and he explained things very well. Everything went smoothly. I dont think you need to look any further for a bankruptcy lawyer, hes your man. Nubia Brown2025-04-22Trustindex verifies that the original source of the review is Google. I’m very pleased with Attorney Timothy Chamber's legal help on my Chapter 7 Bankruptcy Case. Thank you and God Bless you with many more clients. Nubia Brown Jordan Rowan2025-04-11Trustindex verifies that the original source of the review is Google. Time is great! Very informative, kind, and had your best interest in mind! Ieon Ramsey2025-04-02Trustindex verifies that the original source of the review is Google. Very friendly and on point when explaining and going over the case in detail, would recommend his services to anyone who needs help. Nyla Cross2025-03-31Trustindex verifies that the original source of the review is Google. Great service and quick and easy and affordable too! From the Smiths Ashley Adams2025-02-05Trustindex verifies that the original source of the review is Google. I cannot recommend Timothy highly enough as a bankruptcy attorney. His kind-hearted nature, wisdom, and professionalism truly set him apart. Navigating financial difficulties is never easy, but Timothy's compassionate approach made me feel both comfortable and respected throughout the process. He provides guidance without being pushy, allowing you to make the best decision for your unique financial situation. If you find yourself in need of bankruptcy assistance, Timothy is the person to turn to. WWS S2025-01-28Trustindex verifies that the original source of the review is Google. Mr. Timothy Chambers was very professional, efficient and knowledgeable in helping to resolve my issue. I am thankful for the legal services provided! William Vickers2025-01-24Trustindex verifies that the original source of the review is Google. Mr. Chambers was very professional. He is very attentive to my needs. Easy to talk to. Everything was done in a timely matter. I would tell anyone he is the one to do your legal matters. Ginger Alonzo2025-01-21Trustindex verifies that the original source of the review is Google. Mr Chambers is very kind, caring and extremely supportive in your needs and concerns. He is very knowledgeable and efficient in his abilities. I most definitely recommend him for any help that you may need legally. I am extremely satisfied with the help that he provided for me.
Take the First Step Toward Resolution
At Chambers Law Firm, we believe in turning challenges into opportunities. Whether you’re facing overwhelming debt, or seeking guidance on immigration, we are here to help. Let us guide you toward a brighter future with integrity, service, and excellence.